Handling the Insurance Company

After a truck accident, the trucking company's insurer often responds within hours, not days. Commercial carriers frequently send rapid-response teams and large-loss adjusters to investigate, and their job is to limit what they pay, not to make sure you're fairly compensated.

Common tactics to watch for:

• Asking for a recorded statement early, then using your own words to dispute your injuries later
• Offering a fast, low settlement before you know the full extent of your medical treatment
• Requesting a broad medical records release that lets them dig through your unrelated medical history
• Pointing to Texas's shared-fault rules to argue you caused part of the crash yourself
  

Under Texas's modified comparative negligence rule, your compensation is reduced by your percentage of fault, and you can be barred from recovering anything if you're found 51% or more at fault (Tex. Civ. Prac. & Rem. Code § 33.001). The trucking company's insurer is aware of this rule and may use it to try to minimize what they pay.

You're not required to give a recorded statement to the trucking company's insurer, and you don't have to accept the first offer. Don't wait. Schedule your free case evaluation with Ryan Orsatti Law today.